Life insurance is a critical part of your long term financial planning. Every person with dependents should have life insurance.
Life insurance is particularly important if you are the sole breadwinner for your family. The loss of you and your income could devastate your family. Life insurance will ensure that if anything happens to you, your loved ones will be able to manage financially.
Life insurance basically means a legal contract between the policy owner and the insurance company, where the insurer has to pay fixed sum of money upon the occurrence of policy owner's terminal illness or after his death.
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