Before you pick the lowest price, check out the car insurance company itself.
If your car insurance company is not financially stable you may be in a pickle when you file a claim. Car insurers who go bankrupt usually only pay cents on the dollar for a claim. It takes years for the car insurance company to be 'wound down'. That's a long time to wait for your money.
So, how do you know a car insurance company is stable? There are a number of companies which can help you with this kind of information:
- M. Best Company, Inc. http://www.ambest.com
- Fitch Ibca Inc. http://www.fitchibca.com
- Moody's Investor Services http://www.moodys.com
- Standard & Poor's Insurance Ratings Services www.standardandpoor.com
- Weiss Research http://www.weissratings.co
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